# Windharbor Advances > Windharbor Advances is a small-business funding broker at 113 Pitt St, Mt Pleasant, SC 29464 (phone (843) 380-2697). It helps businesses in Mount Pleasant, SC; Isle of Palms, SC; Sullivan's Island, SC; Hollywood, SC; Ravenel, SC; Folly Beach, SC; Kiawah Island, SC and across Charleston County, South Carolina, explore funding options. Windharbor Advances (Mount Pleasant, SC, Charleston County) is a business funding broker. A business owner calls or sends a short form; the request goes to funding partners, who review it and decide. Pages explain lines of credit, working capital, term loans, equipment financing, inventory financing and merchant cash advances, with Charleston County, SC business counts from the U.S. Census Bureau. Windharbor Advances arranges business funding as a broker: it passes each request to funding partners, and every partner reviews the request and makes its own decision and offer. Windharbor Advances is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Windharbor Advances does not lend money, does not decide on requests and does not set rates, terms or amounts; funding partners do. The site does not arrange trucking or agriculture funding (no farms, ranches, crops, livestock or trucking fleets), startup loans, SBA loans, real estate mortgages, personal or consumer loans, or factoring. Nothing on the site is a rate quote, an approval or a promise of funding speed or amount. Legal and regulatory questions are for counsel. Census figures describe Charleston County, SC or ZIP 29464 as labeled, never the town of Mount Pleasant as a whole. Key facts: - Business type: small-business funding broker (not a lender) - Address: 113 Pitt St, Mt Pleasant, SC 29464, United States - Phone: (843) 380-2697 - Apply: https://windharboradvances.com/apply/ - Places: Mount Pleasant, SC; Isle of Palms, SC; Sullivan's Island, SC; Hollywood, SC; Ravenel, SC; Folly Beach, SC; Kiawah Island, SC and all of Charleston County, South Carolina - Language: English ## Funding options - [Types of Business Loans for Mount Pleasant, SC Dental Offices and Beauty Salons](https://windharboradvances.com/business-loans/): A side-by-side look at six funding types for Mount Pleasant, SC dental offices, beauty salons and fitness studios. - [Working Capital Loans for Mount Pleasant, SC Dental Offices: Payroll, Supplies and Slow Weeks](https://windharboradvances.com/business-loans/working-capital/): How a working capital loan bridges the wait between earning and collecting, with payroll arithmetic for a dental office and a full-service restaurant. - [Business Term Loans in Mount Pleasant, SC for Dental Offices, Beauty Salons and Business Buyers](https://windharboradvances.com/business-loans/term-loans/): How a fixed-term business loan is priced and paid, from a dental practice purchase to a restaurant patio. - [Business Lines of Credit in Mount Pleasant, SC for Full-Service Restaurants With Uneven Months](https://windharboradvances.com/business-loans/line-of-credit/): What a revolving business line costs, when it beats a one-time loan, and how restaurants, practices, salons and builders use one. - [Inventory Financing in Mount Pleasant, SC for Full-Service Restaurants Buying Ahead of Demand](https://windharboradvances.com/business-loans/inventory-financing/): How inventory loans and lines are sized against the stock, how purchase order financing differs, and an invented apparel order worked through. - [Equipment Financing in Mount Pleasant, SC: Dental Chairs, Gym Racks and Kitchen Lines](https://windharboradvances.com/equipment-financing/): Loans, finance agreements and leases for studio, salon, dental and kitchen equipment, with a worked lease-or-loan comparison and a payment calculator. - [Merchant Cash Advances for Mount Pleasant, SC Beauty Salons: Costs, Holdbacks and Alternatives](https://windharboradvances.com/merchant-cash-advance/): How a card-sales advance is priced and collected, worked examples of factor rates and holdbacks, and the alternatives a salon or studio can weigh. ## Industries - [Restaurant Loans in Mount Pleasant, SC: Ranges, Walk-In Coolers and Food Orders](https://windharboradvances.com/industries/restaurants/): A Mount Pleasant, SC restaurant can finance cooking equipment against the vendor quote, use a term loan for movable cooking equipment and furnishings, and carry food orders or payroll with working capital or a line of credit. - [Mount Pleasant, SC Medical Practice Loans: EHR Hardware, Ultrasound Units and Claim Delays](https://windharboradvances.com/industries/medical-practices/): Physician offices in Mount Pleasant, SC can finance diagnostic and records equipment, use a term loan for movable leased-space furnishings or a buy-in, and use a credit line or working capital while claims are paid. - [Mount Pleasant, SC Dental Office Loans: Milling Units, Sterilizers and Lab Bills](https://windharboradvances.com/industries/dental-practices/): A Mount Pleasant, SC dental office can finance a milling unit, sterilizers or a scanner against the vendor quote, fund an associate buy-in with a term loan, and carry lab bills with working capital or a credit line. - [Mount Pleasant, SC Salon Business Loans: Dryers, Pedicure Chairs and Movable Furnishings](https://windharboradvances.com/industries/salons/): Beauty, nail and barber businesses in Mount Pleasant, SC can finance stations and chairs against a quote, cover movable furnishings or product orders with working capital, or take a merchant cash advance, which is not a loan, against card sales. - [Gym Business Loans in Mount Pleasant, SC for Spin Bikes, Squat Racks and Movable Studio Furnishings](https://windharboradvances.com/industries/gyms-and-fitness-studios/): A Mount Pleasant, SC gym or studio can finance racks, bikes and flooring against the dealer quote, use a term loan for movable locker-room furnishings or second-studio equipment, and carry payroll or a lease deposit with working capital. - [Mount Pleasant, SC Business Loans for Retail: Display Cases, POS Systems and Supplier Terms](https://windharboradvances.com/industries/retail/): A Mount Pleasant, SC store can finance fixtures, POS hardware and security systems, carry supplier orders with inventory financing or a credit line, and put movable fixtures and furnishings on a term loan. - [Financing for Contractors in Mount Pleasant, SC: Equipment Trailers, Compact Loaders and Materials](https://windharboradvances.com/industries/construction/): A Mount Pleasant, SC contractor can finance equipment trailers and compact equipment against the dealer quote, and carry materials and payroll between draws with working capital or a line of credit. - [Mount Pleasant, SC Auto Repair Shop Loans: Alignment Racks, Two-Post Lifts and a Shop Purchase](https://windharboradvances.com/industries/auto-repair/): A Mount Pleasant, SC repair shop can put lifts, an alignment rack and tire machines on equipment financing, buy an existing shop with a term loan, and carry technician payroll with working capital or a credit line. - [Mount Pleasant, SC Landscaping Equipment Financing: Skid Steers, Dump Trailers and Truck Upfits](https://windharboradvances.com/industries/landscaping/): A Mount Pleasant, SC landscaping company can finance skid steers, trailers, mowers and truck upfits against the dealer quote, and cover sod, stone, irrigation parts and payroll with working capital or a line of credit. - [Hotel Loans in Mount Pleasant, SC: Lobby Furniture, Room FF&E and Brand Upgrades](https://windharboradvances.com/industries/hotels-and-motels/): A Mount Pleasant, SC hotel or motel can use a term loan for movable room and brand-standard furnishings, finance room FF&E and laundry equipment against the vendor quote, and carry payroll with working capital. The building itself is not financed here. - [Daycare Center Financing in Mount Pleasant, SC for Passenger Vans, Nap Cots and Payroll](https://windharboradvances.com/industries/daycare-centers/): A Mount Pleasant, SC child care center can finance vans, cribs and classroom furniture against the quote, use a term loan for movable room furnishings, and carry staff payroll with working capital or a credit line. - [Business Loans for Real Estate Agents in Mount Pleasant, SC for Signage, Office Technology and an Office Move](https://windharboradvances.com/industries/real-estate-agents/): A Mount Pleasant, SC real estate office can carry marketing and fixed costs between closings with a credit line or working capital, and finance signage, office technology and a move. Loans for houses, flips or investment property are not arranged here. - [Manufacturing Equipment Financing in Mount Pleasant, SC: Conveyors, Forklifts and Shift Payroll](https://windharboradvances.com/industries/manufacturing/): A Mount Pleasant, SC manufacturer can finance conveyors, forklifts, welding cells and packaging machines against the quote, fund raw material with inventory financing, and carry shift payroll with working capital. - [Mount Pleasant, SC Cafe Business Loans: Pastry Cases, Grinders and Movable Counters](https://windharboradvances.com/industries/cafes-and-coffee-shops/): A Mount Pleasant, SC coffee shop can finance espresso machines, grinders, roasters and bakery ovens against the quote, use a term loan for movable counters and furnishings or an operating-cafe purchase, and carry stock and payroll with working capital. - [Business Loans by Industry for Physician Offices, Dental Offices and More in Mount Pleasant, SC](https://windharboradvances.com/industries/): Trades in five groups for Mount Pleasant, SC owners, with Census counts for Charleston County, SC and ZIP 29464 and the funding type that fits each cost. ## Tools and calculators - [Mount Pleasant, SC Small Business Guides for Fitness Studio Owners](https://windharboradvances.com/resources/): Preparation, plan and document lists for a Mount Pleasant, SC studio, the line of credit calculator, and official state and SBA links. - [Business Line of Credit Calculator for Mount Pleasant, SC Practices, Studios and Restaurants](https://windharboradvances.com/resources/business-line-of-credit-calculator/): Use the calculator for a level paydown of a drawn line; the text works through draws and paydowns month by month, which the calculator does not model. ## Communities near Mt Pleasant, SC - [Mount Pleasant, SC Business Loans: Charleston County, SC Facts, Local Lenders and Fitness Studios](https://windharboradvances.com/mt-pleasant-sc/): How a Mount Pleasant, SC dental office, restaurant, salon or fitness studio can compare funding sources, with lease steps and Charleston County, SC business counts. - [Business Loans for Cities and Towns Around Mount Pleasant, SC, From Salons to Fitness Studios](https://windharboradvances.com/service-areas/): Six Charleston County, SC places near Mount Pleasant, SC with ZIP-labeled business counts, plus lease steps for salons and fitness studios. ## Company - [Small Business Loans for Mount Pleasant, SC Physician Offices, Dental Offices and Fitness Studios](https://windharboradvances.com/): Six funding types explained for Mount Pleasant, SC practices, studios, salons and kitchens, with Charleston County, SC Census counts and a phone line that starts the request. - [How Getting a Business Loan Works for Mount Pleasant, SC Full-Service Restaurants, Step by Step](https://windharboradvances.com/how-it-works/): The steps of a Windharbor request, what underwriting checks, which documents to gather and how an owner can look at the credit inputs a lender sees. - [Mount Pleasant, SC Business Loan Questions for Fitness Studios and Real Estate Offices](https://windharboradvances.com/faq/): Answers on line-of-credit taxes and terms, EINs, credit checks and equipment debt, written for Mount Pleasant, SC owners. - [About Windharbor Advances: How Mount Pleasant, SC Fitness Studios Can Apply for Business Funding](https://windharboradvances.com/about/): Who Windharbor Advances is, how a request moves from the first call to a partner's decision, where a fitness studio can look for a small business loan and what Windharbor leaves out. - [Talk With Windharbor Advances About Financing a Mount Pleasant, SC Dental Office or Salon](https://windharboradvances.com/contact/): Phone, form and address for Windharbor Advances, plus questions a salon, a fitness studio or a dental office can ask about a loan before applying. - [Business Loan Application for Mount Pleasant, SC Full-Service Restaurants and Physician Offices](https://windharboradvances.com/apply/): The Windharbor request form, what banks and funding partners look at, the documents a salon or practice gathers and a checklist for a fitness studio's application. - [Disclosures for Windharbor Advances, Mount Pleasant, SC](https://windharboradvances.com/disclosures/): The Windharbor broker role, why no page is an offer, how Census figures and invented examples are labeled, what Windharbor does not arrange, and where compensation and licensing questions go. ## Optional - [Full text of every page](https://windharboradvances.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://windharboradvances.com/sitemap.xml)